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	<title>RealtyNetWorth.com</title>
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	<description>Giving more information - not more agents: About 30 yrs as a licensed broker &#38; builder, investor/ landlord, tax practitioner &#38; amateur psychotherapist !</description>
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		<title>New for 2012</title>
		<link>http://realtynetworth.wordpress.com/2012/02/01/new-for-2012/</link>
		<comments>http://realtynetworth.wordpress.com/2012/02/01/new-for-2012/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 14:43:58 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=657</guid>
		<description><![CDATA[We are overhauling customer/client 24 7 online sites New ability for you to post on your page photos/ texts/ and voice messages from your PC or phone. Skype appointments so you can view our computer in real time from your access device ( pc/ phone/ tablet / pad ) Ability for you to more easily [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=657&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>WHY STAGE YOUR HOME</title>
		<link>http://realtynetworth.wordpress.com/2012/01/31/why-stage-your-home/</link>
		<comments>http://realtynetworth.wordpress.com/2012/01/31/why-stage-your-home/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 18:09:38 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Selling]]></category>
		<category><![CDATA[Staging/Improvements]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=667</guid>
		<description><![CDATA[1.  We want to test the market.  For how long ? Whats the exact plan, 90 days ? And the 91st day?  Price reduction&#8211; 90 days worth of potential buyers gone. 2.  It costs too much.  Staging costs virtually always less than the first price reduction&#8230;and carrying costs. ? 3.  We can&#8217;t, we&#8217;re living in [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=667&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Yes, we can help you out of our local area.</title>
		<link>http://realtynetworth.wordpress.com/2012/01/25/yes-we-can-help-you-out-of-our-local-area/</link>
		<comments>http://realtynetworth.wordpress.com/2012/01/25/yes-we-can-help-you-out-of-our-local-area/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 18:21:19 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=670</guid>
		<description><![CDATA[Why I Love Referring People to Others When I give someone a referral, it says that I trust that the person will do as thorough a job as I would.  I don&#8217;t pick names out of a hat.  I research who they are, what markets they work in, what type of personality they have, how [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=670&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Make Your Home Safer</title>
		<link>http://realtynetworth.wordpress.com/2012/01/23/make-your-home-safer/</link>
		<comments>http://realtynetworth.wordpress.com/2012/01/23/make-your-home-safer/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:33:52 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Staging/Improvements]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=632</guid>
		<description><![CDATA[Burglars most often enter a place through an unlocked door, says Craig L&#8217;Esperance, a detective for a Midwest law enforcement agency. Other times the home owners have a burglar alarm, but forget to set it when leaving the house, even for just a short amount of time. More<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=632&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Why Home Prices Won&#8217;t Bottom</title>
		<link>http://realtynetworth.wordpress.com/2011/11/20/why-home-prices-wont-bottom/</link>
		<comments>http://realtynetworth.wordpress.com/2011/11/20/why-home-prices-wont-bottom/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 14:53:08 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Market trends]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=606</guid>
		<description><![CDATA[&#8230; In theory, it should be a good time to buy a home. In the worst-hit areas, properties have lost more than half their value. Yet as the average 30-year mortgage rate has slipped below 4 percent, the combination of employment insecurity and unusually tight standards for lending are discouraging buyers en masse. Lenders are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=606&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>How Long is Credit Information Retained on Your File</title>
		<link>http://realtynetworth.wordpress.com/2011/09/29/how-long-is-credit-information-retained-on-your-file/</link>
		<comments>http://realtynetworth.wordpress.com/2011/09/29/how-long-is-credit-information-retained-on-your-file/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 16:14:18 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=576</guid>
		<description><![CDATA[A Credit Reporting Agency may report negative information for seven years. exceptions: Crminal convictions may be reported without any time limitation. Bankruptcy &#8211; up to 10 yrs. Response to application for a job with a salary &#62; $75,000 &#8211; no time limit. Information reported re: an application for &#62; $150,000 worth of credit or life [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=576&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>FHA APPRAISAL REQUIREMENTS</title>
		<link>http://realtynetworth.wordpress.com/2011/09/29/fha-appraisal-requirements/</link>
		<comments>http://realtynetworth.wordpress.com/2011/09/29/fha-appraisal-requirements/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 02:53:54 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=574</guid>
		<description><![CDATA[Effective April 1, 2009, FHA appraisers must now provide the following: The Market Conditions Addendum (Fannie Form 1004MC/Freddie Form 71) At least two comparable sales that occurred within 90 days of appraisal date A minimum of two active listings or pending sales in addition to the three closed comparables Bracketed listings using both dwelling size [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=574&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Exclusion from Taxation of Mortgage Debt Forgiveness</title>
		<link>http://realtynetworth.wordpress.com/2011/09/28/exclusion-from-taxation-of-mortgage-debt-forgiveness/</link>
		<comments>http://realtynetworth.wordpress.com/2011/09/28/exclusion-from-taxation-of-mortgage-debt-forgiveness/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 17:51:00 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=572</guid>
		<description><![CDATA[The Mortgage Forgiveness Deb Relief Act lets homeowners pay no taxes for mortgage debt forgiveness. Previously, if a lender forgave all or part of a mortgage, the borrower was considered to have received taxable income Currently, a taxpayer may exclude up to $2 million of income from the debt on a principal residence that is [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=572&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>FED INCOME TAXES / Capital Gains Tax on Investment Property</title>
		<link>http://realtynetworth.wordpress.com/2011/09/28/fed-income-taxes-capital-gains-tax-on-investment-property/</link>
		<comments>http://realtynetworth.wordpress.com/2011/09/28/fed-income-taxes-capital-gains-tax-on-investment-property/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 17:07:57 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Selling]]></category>

		<guid isPermaLink="false">http://realtynetworth.wordpress.com/?p=570</guid>
		<description><![CDATA[Long-term capital gains (held more than 12 months) are taxed at a maximum rate of 15 % ( 5% for persons in the 15% tax bracket). CAUTION: When investment property is sold, depreciation taken during the holding period is &#8220;recaptured&#8221; &#38; taxed at 25 %. Assume an apartment bldg. purchased nine years ago for $300,000. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=570&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>5 Reasons Not Counter</title>
		<link>http://realtynetworth.wordpress.com/2011/06/20/5-reasons-not-counter/</link>
		<comments>http://realtynetworth.wordpress.com/2011/06/20/5-reasons-not-counter/#comments</comments>
		<pubDate>Mon, 20 Jun 2011 13:31:11 +0000</pubDate>
		<dc:creator>realtynetworth</dc:creator>
				<category><![CDATA[Selling]]></category>

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		<description><![CDATA[An offer is a sale, you sold it as you wanted to. As soon as you counter, you have rejected the deal, it is legally dead with no obligation from the prospective buyer that made the offer. In essence, you&#8217;ve just bought it back at the price and terms it was sold for. If you [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=realtynetworth.wordpress.com&amp;blog=10339423&amp;post=562&amp;subd=realtynetworth&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Decision time</media:title>
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